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Bill Cramer

All photographers need to know about wealth management and financial literacy

financial literacy for photographers

Apr 19, 2023 by Bill Cramer Add Comment
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Photographers think a lot about how to make money, but saving it (or wealth management) is a different matter altogether. It’s something that presents a unique challenge for many freelance photographers who don’t collect a regular paycheck or have employer-sponsored retirement plans. Saving can be even tougher when there’s always some new piece of equipment, software, or marketing program demanding your hard-earned cash. But saving is essential for anyone interested in owning a home, sending their kids to college, or retiring someday. We discuss the ins and outs of wealth management and financial literacy for photographers to help you set your financial goals.

Saving is something that I’ve been conscious of since I was a little kid watching Wall Street Week with my dad on Friday nights. I can remember learning that some people in the world had saved enough money that they didn’t need to work anymore. They had so much money that they could live off of just the interest and dividends from their investments. I remember thinking what a great idea that was and I was going to try to do it. Though I never made big money as a photographer, I’ve always been able to save. Even when I was shooting fifty-dollar assignments for the Associated Press.

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PSA: Miami Vibes Magazine doesn’t want your photos, it’s a scam

Miami Vibes scam

Aug 22, 2022 by Bill Cramer 4 Comments
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We recently heard from several photographers who received an email from someone claiming to be the creative director of Miami Vibes Magazine, offering to hire them for a fashion shoot. While the detailed creative brief made the project seem legitimate at first glance, my conversation with the real editor-in-chief of Miami Vibes confirmed that it was indeed a hoax. Let’s take a look at the scammer’s pitch and the warning signs to look out for.

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Udi Tirosh: from diyphotography.netUdi Tirosh is an entrepreneur, photography inventor, journalist, educator, and writer based in Israel. With over 25 years of experience in the photo-video industry, Udi has built and sold several photography-related brands. Udi has a double degree in mass media communications and computer science.

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David Williams: from diyphotography.netDave Williams is an accomplished travel photographer, writer, and best-selling author from the UK. He is also a photography educator and published Aurora expert. Dave has traveled extensively in recent years, capturing stunning images from around the world in a modified van. His work has been featured in various publications and he has worked with notable brands such as Skoda, EE, Boeing, Huawei, Microsoft, BMW, Conde Nast, Electronic Arts, Discovery, BBC, The Guardian, ESPN, NBC, and many others.

John Aldred: from diyphotography.netJohn Aldred is a photographer with over 20 years of experience in the portrait and commercial worlds. He is based in Scotland and has been an early adopter - and occasional beta tester - of almost every digital imaging technology in that time. As well as his creative visual work, John uses 3D printing, electronics and programming to create his own photography and filmmaking tools and consults for a number of brands across the industry.

Dunja Djudjic: from diyphotography.netDunja Djudjic is a multi-talented artist based in Novi Sad, Serbia. With 15 years of experience as a photographer, she specializes in capturing the beauty of nature, travel, and fine art. In addition to her photography, Dunja also expresses her creativity through writing, embroidery, and jewelry making.

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